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Head of Operations and Credit

Head of Operations and Credit Job in Karachi

Industry: Banking

Sector: Banking & Financial Services

Location: ,

Qualification: Masters

Experience: 10 Years

Head of Operations and Credit job is available in Karachi with a Micro-Finance bank. Managerial position in a Bank having Masters degree with minimum 10 years of work experience. Head of Operations and Credit will be responsible for the day-to-day management of the company’s operational activities, ensuring high performance and effective delivery of all services within budget and ensuring that they are commercially successful.

Head of Operations and Credit will be responsible for the management of core business operations, including lending, product/business development, marketing and policy development. Plan, organize, and control all the day-to-day activities of the Bank and branches/service centers; collaborate with the President/Chief Executive Officer in the overall administration of the Bank.



  • To run the operations of the bank in accordance with the directives of BOD and guidelines provided by the president/CEO.
  • To supervise overall Operations of the bank.
  • To strengthen the Internal Control System by incorporating segregation of duties and Checks and Balances within the process.
  • Define access rights in computer systems parameter.
  • To develop awareness of operation risk among line management and staff and exert all efforts to minimize operational risks.
  • To liaise with SBP Relating to Branch License, regulatory audit and other operation matters.
  • In coordination with HR, Finance and Accounts, develop Roles and Responsibilities of Branch
  • Managers/Relationship Officers and other Operations related staff.
  • Identify the locations for Branches in collaboration with business and finalize lease/rental agreement with the landlord in collaboration with Administration Dept.
  • Sign off all vendor payments relating to Head Office within the approved delegated financial authority.
  • To approve expenses of branches within the approved delegated financial powers.
  • Coordinate with Head IT for implementing the system in Branches.
  • Coordinate with Credit and Risk Management for quick, efficient system of loan approval and disbursement



  • Communications Skills
  • Analytical Skills



Apply at fahad@hasnain.biz

Kindly mention the job title Head of Operations and Credit in the email.

Last date to apply for the job is 25th October, 2016

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